Tax Solutions

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 An installment agreement becomes useful in situations where a lump-sum payment isn’t possible. There are four main types of installment agreements:

A streamlined installment agreement is available to taxpayers who meet certain balance and filing requirements. These agreements require minimal financial documentation and allow you to repay your tax debt through affordable monthly payments over a set period.

A non-streamlined installment agreement is used when your tax balance exceeds IRS streamlined limits or your financial situation requires closer review. The IRS requires detailed financial documentation to determine what you can afford to pay, and payments are based on your income, expenses, and assets.

A partial payment installment agreement allows you to make monthly payments that do not fully pay off your tax debt before the collection statute expires. Payments are based on financial hardship, and the IRS periodically reviews your situation to determine whether the agreement should continue.

A guaranteed installment agreement applies to qualifying taxpayers with smaller balances who meet IRS criteria. The IRS must approve the agreement as long as the requirements are met, allowing repayment through predictable monthly payments without extensive financial review.

Currently Not Collectible (CNC) status is one of the fastest ways to stop IRS collection activity for taxpayers experiencing financial hardship. When the IRS or state places your account in CNC status, collection efforts are paused—meaning no wage garnishments, bank levies, or required payment plans during that period.

If you owe back taxes, have received a notice of intent to levy, or are already facing wage garnishment, CNC status may provide immediate relief and breathing room.

The IRS may grant CNC status if paying your tax debt would prevent you from meeting basic living expenses. To determine eligibility, the IRS evaluates your Total Positive Income (TPI)—including wages, self-employment income, rental income, dividends, and other earnings—against national and local living expense standards for housing, utilities, transportation, healthcare, and basic necessities.

If your income, after allowable expenses, leaves little or no Net Disposable Income (NDI), you may qualify for Currently Not Collectible status.

 How Integrity Tax Defense Can Help   
Integrity Tax Defense evaluates your financial situation, prepares and submits the required IRS financial disclosures, and communicates directly with the IRS to request Currently Not Collectible status on your behalf. We manage the process from start to finish—ensuring your case is presented accurately, your rights are protected, and collection activity is stopped as quickly as possible. .

Contact us today to find out if Currently Not Collectible status is the right solution for your situation.

An Offer in Compromise allows qualified taxpayers to settle their IRS tax debt for less than the full amount owed when paying the balance in full would create financial hardship. The IRS evaluates your income, expenses, assets, and overall ability to pay to determine whether the offer represents the most they can reasonably collect.

OICs are not available to everyone and require detailed financial documentation and careful preparation. When appropriate, an accepted Offer in Compromise can provide lasting relief and a clear path forward. At Integrity Tax Defense, we assess your eligibility, prepare a strong submission, and advocate on your behalf throughout the review process.

When a married couple files a joint tax return, both spouses are generally held responsible for any tax owed—even if one spouse earned less income or was unaware of errors on the return. If your spouse or former spouse made mistakes, omitted income, or misrepresented information without your knowledge, the IRS may still pursue you for the full balance, including penalties and interest.

In certain situations, you may qualify for Innocent Spouse Relief, which can protect you from being held responsible for tax liabilities that resulted from your spouse’s actions. This relief may apply even if you are divorced or no longer in contact with your former spouse.

At Integrity Tax Defense, we carefully review your circumstances to determine whether you qualify for innocent spouse relief. If eligible, we prepare and submit the necessary documentation and advocate on your behalf with the IRS—working to protect your rights and pursue a fair resolution.

If you believe you may qualify, we encourage you to schedule a consultation to explore your options and take the first step toward relief and peace of mind..

Receiving an IRS audit notice can feel overwhelming—even when you’ve filed accurately and on time. At Integrity Tax Defense, we understand how stressful an audit can be, and we’re here to advocate for you every step of the way.

We represent clients in both federal and state tax audits, bringing experience, preparation, and clarity to a process that often feels intimidating. Most IRS audits are handled through correspondence rather than in person and having professional representation can make a meaningful difference in the outcome.

Our team carefully reviews your records line by line, helps gather and organize the required documentation, and communicates directly with the taxing authorities on your behalf. You’ll work with an Enrolled Agent who remains with you throughout the entire process—protecting your rights and pursuing the most favorable resolution possible.

With Integrity Tax Defense, you gain more than representation—you gain a trusted advocate focused on clarity, accuracy, and peace of mind.

If the Internal Revenue Service has assessed a penalty against you for failure to comply with tax rules, you’re not alone. Sometimes circumstances prevent you from meeting your obligations to the IRS despite your best efforts. If that is the case, it may be possible for you to reduce or eliminate your tax penalty by requesting an IRS penalty abatement. The IRS will consider your situation and, if it decides that you qualify, it may remove the tax penalty so that you are no longer responsible for paying it.